[QUOTE=barrelchick00;4126786]
No you have to have a contract signed. Otherwise you can’t do the adoption. I’m not sure how many horses she has sold out right.[/QUOTE]
that’s the problem. I would venture a guess that she hasn’t sold any horse or pony “out right”. That would be an end to the revenue stream, and heaven forbid she should actually not “help” the new owner for the rest of the horse/pony’s life… BALL AND CHAIN!
:D:D:D Dogontired!
?
Is she finally behaving? Is it possible? I know she’s moving horses again…
FYI
She finally started posting pics with her ads on equinenow.com. if anyone is interested in taking a look.
definitely no longer “laying low”…
Well, she’s out and about but fortunately if anyone puts her name in a search they will find some information that may be helpful…RUN!!!
Anyone know who the rider is jumping the grey horse (Nick) in her ad–is that Britney?
Re: mystery rider
Nope, not Britney in the pic. Don’t know who it might be. According to the ad it’s a beginner. Just one of the many unfortunate children from the ghetto’s of Coshocton I’m sure…
On www.equinenow.com search within 15 miles of the 43844 zip and you will find her ads. I think she still lists Coshocton as the address, but she has a Warsaw address (in Coshocton county). She did put her name down as the contact person. Hope this helps!
insurance
Here’s an interesting story for inquiring minds… In the ad for Nick, the following appears: “Leaser has to carry insurance poilcy to cover value and small monthly fee”. Horse is listed for sale for $15,000. If you inquire, Nick is insured for $25,000, and it’s with B’s “insurance agent”. Can you obtain your own insurance? No, that would involve an inspection and supporting documentation (like oh I don’t know, a superstar trackrecord of blue ribbons in places like Wellington) and she has to protect the privacy of the prior lessee. Can you talk to the insurance agent? No, he’s really busy and then there’s the privacy thing. Can you see the certificate of insurance and/or the policy dec page? No, again it’s a privacy thing. So what about that insurance premium? Payable to B, annual premium in advance.
So let’s take a poll here: who on this thread really thinks there is a licensed insurance agent who has actually written a $25,000 policy on this horse? :lol:
What’s the premium she’s quoting? Getting that should “out” her - because I’m sure she’s assuming it’s much more expensive than it really is to insure a horse and she would want to make the extra buck.
According to the AG records-This horse was adopted last fall, and had the policy taken out (and PAID FOR) by the “adoptor” last year-it was advertised this horse was trained third level-but adoptor stated after observation from pro trainer they did not believe he was trained to that extent. The adoptor returned the horse & tried to cancel the policy, but since it was made out to B-they were not able-and never received the premium back. It was reported to the AG office—Yup, just pulled out the paperwork-it is the same horse (Nick, AKA Black Tie Affaire). The Insurance Co is Fry’s Equine, the premium was $1000/yr, horse insured for $25,000. Upon a vet examination, he was diagnosed with mild synovitis in the left stifle medial joint-paperwork on file w/ AG office. The ins. policy is good until Oct. 17, 2009. In that contract, Nick was listed as a 9 yr old, 17.1 h Grey TB…!
So if the policy is still good through October of this year, getting a second policy on him would be insurance fraud. You cannot carry dual policies on the same animal without full disclosure to both insurance companies. They would likely adjust their coverage to prevent Brittany from claiming much more than the horse’s worth (which $25,000 is anyway…) The horse is already over-insured and I doubt another policy could be picked up at this point. Brittany would be pocketing the money no doubt. A smart lessee would insist on paying the insurance company directly.
[QUOTE=Katie-Nicole;4170798]
So if the policy is still good through October of this year, getting a second policy on him would be insurance fraud. You cannot carry dual policies on the same animal without full disclosure to both insurance companies. They would likely adjust their coverage to prevent Brittany from claiming much more than the horse’s worth (which $25,000 is anyway…) The horse is already over-insured and I doubt another policy could be picked up at this point. Brittany would be pocketing the money no doubt. A smart lessee would insist on paying the insurance company directly.[/QUOTE]
I’m sure any additional money paid towards an insurance policy on that horse-from any new adoptor will be kept by B-especially if the one policy is in effect, and is already paid for-and was not even paid for by B!
FYI
[QUOTE=Katie-Nicole;4170798]
So if the policy is still good through October of this year, getting a second policy on him would be insurance fraud. You cannot carry dual policies on the same animal without full disclosure to both insurance companies. They would likely adjust their coverage to prevent Brittany from claiming much more than the horse’s worth (which $25,000 is anyway…) The horse is already over-insured and I doubt another policy could be picked up at this point. Brittany would be pocketing the money no doubt. A smart lessee would insist on paying the insurance company directly.[/QUOTE]
Fry’s Equine Insurance Agency
P.O. Box 820
Grove City, OH 43123
Phone: 800-842-9021
Fax: 614-875-1549
Email: info@frysequineinsurance.com
Might be worth sending an email to ask…
[QUOTE=Hrselvr1982;4171129]
I’m sure any additional money paid towards an insurance policy on that horse-from any new adoptor will be kept by B-especially if the one policy is in effect, and is already paid for-and was not even paid for by B![/QUOTE]
Well, then, that’s called Grand Larceny, and if she collects money in the amount over $500 without actually applying it to an insurance policy, then it’s felony in Ohio I believe. The insurance policy would need to be ajusted to document who is actually the responsible party for the horse, if it is leased out. Fry’s insurance would need to know who has care, custody and control of the animal and the lessee has every right to know who their information is being released to. Brittney must disclose that.
So she’s kinda in a catch 22 then for her expectations of the new lessee :)-if she wants the new lessee to carry insurance on the horse, but there is already a current policy-or if she collects money from the new lessee for an insurance policy that is already in effect, and paid for, then even better. 
insurance on Nick
[QUOTE=Hrselvr1982;4170505]
According to the AG records-This horse was adopted last fall, and had the policy taken out (and PAID FOR) by the “adoptor” last year-it was advertised this horse was trained third level-but adoptor stated after observation from pro trainer they did not believe he was trained to that extent. The adoptor returned the horse & tried to cancel the policy, but since it was made out to B-they were not able-and never received the premium back. It was reported to the AG office—Yup, just pulled out the paperwork-it is the same horse (Nick, AKA Black Tie Affaire). The Insurance Co is Fry’s Equine, the premium was $1000/yr, horse insured for $25,000. Upon a vet examination, he was diagnosed with mild synovitis in the left stifle medial joint-paperwork on file w/ AG office. The ins. policy is good until Oct. 17, 2009. In that contract, Nick was listed as a 9 yr old, 17.1 h Grey TB…![/QUOTE]
I am so pleased to be proven wrong!!! Good job Hrselvr1982!!!
[QUOTE=dogontired;4172117]
I am so pleased to be proven wrong!!! Good job Hrselvr1982!!![/QUOTE]
Sorry dogontired!!! Meaning no disrespect-just posted for info after looking into the AG report. As you know-not a B fan here either-just knew that there was an issue with the fact that B would not allow the previous adoptor cancel the policy they paid for! Looks like she could get into some trouble w/ that insurance policy if she does take money for a policy-since that one is already in effect, or has a new lessee take out a new policy :eek: Wanted to point that out in case someone got caught in that situation w/ her-so there is maybe another angle someone could use against her!
Insurance
Britney wanted me to take insurance out on my mare while she was under lease but I couldn’t afford to do so. In return she waved the insurance under the agreement that if something happened to her I would have to pay full value of the mare. So she doesn’t always require the insurance. It just depends on the horse and the people who want it.
Does anyone know???
I was wondering if any of you knew who may have trained my mare while under Britney’s care. Did she ever recommend someone to any of you?
There are no “trainers” for B - she knows EVERYTHING!!! If there was any training on your mare, it came with the mare when B acquired her… :lol:
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