Actually, you do need to be cautious, some people have direct deposit so that no password is required. (I have that).
Be careful sending etransfers to people you don’t know and read the info carefully when doing it.
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I am glad things worked with OP, but I agree with you. Giving less than a week notice to pay early is not quite professional as holidays are planned in advance. As some has mentioned, it might not seem to be a big ask for a few days early, but people do have strict bill payment plans.
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like anything when money changes hands!