Check out the old horses, they are diamonds for the taking.
I recently purchased an 18 year old former jumper for our daughter. Wonderful manners, and has all of the buttons. She is sound, smart, and sane. She is used 3-4 days a week, with 2 of those days ring work/ jumping. Not only is she holding up well, she is ready to compete. Will she do the 1.20 again? Should we jump her daily? No, of course not. But she is everything a young rider needs.
She loads on anything, goes anywhere, rides on road and trails. Does not mind dogs, clippers, cars, trains, trucks etc. Never refuses, and loves to work. No shoes, and no health issues.
The down side: she is a PRINCESS. Blankets when no other horse has one, likes her stall if the weather is off, and is Boss mare on turnout. Generally, expects us to worship her. Okay, we will.
We know that she will work at her current level for a few years. Maybe 2, maybe 5. What ever is left brings joy to all of us. Her former owner sold her into retirement with us. We paid $800, and a promise of e-mail updates and pictures, and the promise that when the time is right, we will bury her on our farm.
Find your daughter one of these old dolls. You will never regret it.