Horse Identification (branded & chipped) - Auction Rescue

what does this mean?

Loss of use insurance sometimes requires the horse to be euthanized to pay.

oh geeze… :frowning:

Loss of Use/Mortality coverage can vary a great deal. SOME insurers assume ownership of the animal if the animal has a life-threatening condition and is euthanized.

ETA because I am half asleep: The owner may have notified the insurer that the horse had indeed been pts while instead sent the lame horse off to an auction or some back field.