Or don’t want to pay for it. I‘m not very sympathetic in that regard; I believe if you want to own horses and you can’t/won’t care for them yourself, you need to be prepared to pay a fair wage for someone else to do it. A boarder who can’t afford it or a BO who doesn’t budget for it is a problem that shouldn’t be passed on to the worker.
I used to to manage a farm where I was paid $250 per week, plus housing (small apartment), two stalls, and some lessons. I supplemented that by teaching, training, and reselling young horses (kept one competition horse and one sale horse). From the employers POV, it seems generous given the stalls, but it was barely enough to live on. $1k per month, minus taxes, minus health insurance, car insurance, cell phone (it was expected that I had a smart phone with data in order to do my job, and used my personal phone for work), groceries, car maintenance, plus whatever my horses needed (farrier, vet, maintenance, etc). Thank god my car was paid off or I would’ve been underwater. A lot of added “perks” don’t really translate to savings for the employee because the employer tends to value them higher than what the employee would choose for themselves. For example, you might value the living accommodations at $1500/mo (600sq ft apartment with utilities) but your employee might otherwise choose a shared apartment for $800/mo. You might give them a stall in your barn where full board is $900/mo, but they might otherwise be keeping their horse at a self-care place for $150/mo plus their hay/grain. The more you add in perks and cut take home pay, the more you limit their ability to budget as needed. I once turned down what could have been a great part time gig, because they required me to live onsite and what they appraised rent would have been basically all of my pay. Super nice housing, but a nice house doesn’t put food on the table.