Springsteen wouldn’t have a say–it’s not her by name, so they don’t have to ask. If it were VERY OBVIOUS to a non-expert, she might make a case if she wanted to sue, but it would be very, very hard. They probably never said a word to her (or whomever the character’s based on.)
As for the cover, yet another bad photoshop. I remember whining and agonizizng when I saw the illustrations a magazine got for my story, but I should just be happy they didn’t have Adobe and a file of clipart instead.