those of us on lower budgets have to be really clear about what’s a priority, because we have to compromise. Look at factors like age, level of training, temperament, soundness, maintenance, show record, size, breed, colour, etc. and figure out what’s most important to you.
My first horse I chose because I LOVED HIM (I was 17years old). He was a greenbroke 3yo and unsuitable in almost every way. DON’T DO THAT.
My second horse was still green (age 5) but safe. Unfortunately he was not terribly sound and was retired at age 10.
My third horse I chose safe and trained - a true schoolmaster. The sacrifice was longevity because I bought her at age 22 - would never have been able to afford her even 5 years younger. Unfortunately we only had a year together but it was an amazing year.
My next horse will likely be of the aged, trained variety too.