I think this is the bigger problem here.
This has become the norm for so many people now.
There are some in my world who do it every time their horse/dog/cat needs anything more than routine stuff - up goes the go fund me. So what if they just went on a fancy vacation, or just bought another house to add to the several they already have. Please everyone else pay for my cat’s vet care.
On the breed or rescue topic - I am fine with either as long as you are getting from a reputable source. (Not a rescue you buys from a puppy mill.)
All of my dogs have been adoptions from the local shelter, and I have had some amazing dogs gotten from this route. My next dog will be bought from a breeder.