The kind of horse that you want are like gold here and cost about as much.
I know some of those, one in particular, not quite ten ranch horse, tall and moves like a TB, but is very smooth, athletic and extremely quiet minded, but he is not cheap.
Those are the horses everyone is looking for today, most people, full of good intentions to ride, just don’t ride that much any more, unless they are training and competing.
Even most ranches today can do so much more with 4 wheelers in most places, their horses don’t get enough riding to be well seasoned when young.
That is making those kinds of horses, that will stand tied to the fence half the day quietly dozing, then be ready to go calmly and get the job done, time after time, in all kinds of new situations, those tend to sell very high.
They are also a joy to ride.
I expect that you could possibly find a plain, nice trail riding horse, with trail riding skills but not others, very cheap, as those seem to be the kind that the economy is making people give up, it costs so much to keep them today.
Or retired racers, if they have the right mind, you can retrain them if you feel like doing that.
An already retrained one, well, there again the cost may be higher.
The older the horse you get, the more settled it should be, but also more apt to start having maintenance issues if not become unsound sooner rather than later.
Now is a hard time here to buy a horse, everyone that has them wants to ride them thru the good weather, then sell before winter sets in.
Maybe later in the fall you could possibly find more prospects.