Here in the US often cases such as “friends of friends” who sued for personal injury it is the health insurance carrier of the injured party who is seeking to recover money it has paid when others are at fault
It isn’t greed that drives these actions, it to have the responsible party pay for the damages
This just as in a recent problem we have had. Daughter was driving her car home. she was setting at a stop light when the cars crossing the intersection collided. one crashing into her car… totaling it. No injuries but car is destroyed. She has full coverage on the car. Her insurance pays for her car and now is going after the other person’s insurance to recover the funds they have paid plus get daughter’s deductible back for her. The other person, their coverage has not accepted blame since they are saying another car knocked their clients car into daughter as is at fault. Her carrier nevertheless is saying it your client’s car that destroyed our clients car … eventually she will get her deductible back.
(interesting fact was her carrier USAA was very concerned about her passenger, her service dog. She was asked if she was injured and if there were any passengers. Once that they found our she had Sucha with her they were wanting her to take her to a vet to make sure she was OK. daughter assured them the dog was fine as daughter is also a vet tech and had checked the dog …but USSA was very concerned about Sucha’s welfare)