Summer Riding Vacation/Tour/Adventure for Unaccompanied Teenager

Of course companies can purchase insurance coverage and take risk management decisions to ameliorate risk. That’s exactly what companies/organizations that run summer camps, backpacking trips, and travel programs for children and teens do, because they have chosen to cater to that market. That’s the entire point of recommending that the OP look at those kinds of programs.

But if a company offers horse riding trips for adults and families, and does not specifically indicate that they have programs for teens that are not traveling with parents/responsible adults, then they have already chosen the market they want to cater to - and it’s not unaccompanied minors. That’s kind of my point.

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And the point of my post is the OP is looking for a riding vacation as an unaccompanied minor. She is asking various programs it they will take her. That is perfectly appropriate. There is no harm in asking and depending on how the business is run, they will respond accordingly.

FWIW, it is not a good marketing strategy to state you exclude specific groups of people. Better to advertise what you offer and deal with exceptions on a case-by-case basis. For example, I teach riding lessons for the country lesson program. I do not market that one must be an able bodied rider; I market about the benefits and fun of riding. The county asked me if I would accept a teen with spina bifida. I am not a therapeutic program , but this kid was able to ride independently at the walk. She just happened to have a medical condition that limited what we could do. I had her do a test ride and it was fine. I worked with her and frankly, it was a rewarding experience for me. And yes, my insurance covered the riding lesson.

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