sigh…
Thanks for those that are trying to help rather than assume and cause issues. The leather is looped up like that because I strapped it up there in frustration after dealing with the excess during an hour trail ride. No, you cannot see how many times it was looped, but I can tell you that it was looped 4 times, you may wish to believe me, or not. I do not wish to deal with a huge lump of leather under my leg. 2 inches shorter on my girth is not going to make any bit of difference in the 3 feet of excess strap I have.
Why is it that big of a deal anyway? I’ve gotten the advice I needed and will pursue other avenues. There is no need for all this negativity and brow beating. It is possible to give advice without being rude.
FWIW, The saddle is an RR W. Gulley. It is the western rigging I am referring to
Thanks again to those that answered my concerns and gave suggestions with out having to resort to insults.