Just another “not so easy a keeper” Morgan owner speaking up here – when my mare was in full dressage training (5 training rides/lessons and one “fun ride” per week), she needed extra, too. I don’t remember what concentrate she was getting, but she was getting a lot, for a small horse, so we added soaked beet pulp, 1.5 quarts morning and night, and that helped. Plus 20-ish pounds of grass hay, though the default at this trainer (second-cut Canadian that we were tempted to eat as salad!) was much too rich for her and she developed “laminitic changes” so she was switched to first-cut. So there you had to balance the hard-keeping with the metabolic issues.
She was 10 at the time, and now at 19 she is a much easier keeper, though still not as easy as your typical Morgan. She’s ridden 5 times per week, but the 3 rides I do are pretty leisurely. She’s getting a good quantity of hay, 20-25-ish pounds per day, and a pound of ration balancer and a few supps. There is a little grass to nibble in her paddock. She’s in very good weight, not at all fat, I can feel her ribs easily but only see them in certain lights.
As for OP: I agree with those who say it’s hard to get “enough” hay if you board, at least in some areas. We don’t have enough land to have a lot of pasture in my area, so most horses get hay year round and a small amount of grazing. Hay is expensive and takes up a lot of space, so I think a lot of places limit it.