Half to Into Mischief.
That fact is mentioned by the Jockey Club steward, in the article above.
Are horses this expensive typically self insured? I can’t imagine what the premiums for that much money times the risk factor for racing might be.
The owner of the filly is in a position to absorb the financial loss, and I would imagine that the filly was insured for mortality, racehorses certainly can be. It would be quite expensive for sure.
The loss of this filly is really tough due to her excellent breeding and apparently sweet nature.
Some owners self-insure, others don’t. This filly was insured through an insurance company. Last time I checked the yearly premium for a race filly was 5% of value.