Agreed. And the division height often has nothing whatsoever to do with rider skill level in the purest sense. A smattering of reasons why a skilled ammy might be showing a rung or two lower than others perceive they “should” be:
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limited time to practice due to work, family, etc.
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limited funds to campaign and compete, meaning fewer miles in which to get comfortable/confident in the show ring at higher jumps
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realization they do not bounce well anymore and feel safer at lower height
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enjoy process of bringing young horse along (raises hand) and horse is not yet ready for higher height
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protecting said young horse’s green status
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enjoys riding their “veteran campaigner” who may have once jumped higher but now needs to step down for the sake of horse’s long-term soundness and enjoyment in the game
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beloved horse is slightly lacking in scope, step or confidence to jump higher height, and good horse people don’t overface or ask for too much (see above re: long-term soundness and enjoyment in the game)
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craptastic winter and spring mean many are jumping lower in May/June than they intend to be jumping in September/October
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new horse/rider combinations often start off showing at a lower height while they learn each other
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they freakin’ feel like it and it is well within the rules for them to do so