Welcome!
Well, I have neither hubby or kids. But I do have a 60-70 hour a week job and the barn I take lessons at is 50 miles/1 hour from home and about 75 miles/1.5 hours from work. And I have a wonky split-shift schedule. So, aside from some bonus lessons here and there, I only got to ride once a week for the past year.
And thankfully, I found an additional barn to ride out that’s on the way to work. So, that’s another lesson for me every week.
But really, the only way I’m making it work is to block off my lesson/commute times in my schedule. As in, no errands, no work commitments, no favors to friends or relatives. This is my time. Sure, sometimes emergencies come up, and I have to skip a lesson here and there, but having people know I’m doing this at this time has been a huge help. Plus, it helps me keep at it, when I’d rather sleep in or … well, sleep is the big one for me.
I think that as adult re-riders, we now know the full cost of our actions. And for me, sadly enough, it’s less about the actual injury than the $$ cost of the injury - even with insurance - and the missed time at work, who would look after me … And there’s always that pesky ‘you could die doing this’ part of riding.
And don’t forget, when we were younger, we had more time to ride. I didn’t start riding until college, but even then, we had our own barn, 2 lessons a week, 1 IHSA practice a week AND we got unlimited practice/trail rides. Of course I was braver after one year riding in college than one year now - I had 5x as much saddle time back then.
Just don’t beat yourself up over not being able to ride as much/ride as confidently as you did before. Give it a couple months to feel it out, and then go from there.
And when you want to vent/share, you know where to come!