I recently purchased a performance horse who is just getting over a medical issue, and I really want to insure her. What insurance companies do you all use and would recommend or advise against using? Also, how much should I expect to pay if I want her at least $10,000 insured for major medical (including surgeries) and about $5,000 for mortality insurance (or if it needs to, it can be equal to the major medical)? Does anybody use Markel Insurance? If so, would you recommend it?
I mentioned she had a medical condition, however this is her first issue ever medically which just arose this past March and she is already almost over it. With that noted, I am sure that would raise her premium how much should I expect to add to a “healthy” horse. She was cleared by our vet in June to go back to all normal activity (riding, showing, etc.).
I don’t know if this is relevant but she is a reining horse and she competes about 5-6 times per year.