I am not a lawyer. This is just general life experience. It isnāt legal counsel or legal advice. It just some suggested thoughts to keep in mind. Many states have a law that protects barn owners, managers and trainers from legal liability from the dangers of equestrian activity. And of course, most barns and some trainers have their peeps sign liability waivers.
None of that protects from the legal definition of āgross negligenceā. Liability for āgross negligenceā canāt be legislated or signed away. Without getting into all kinds of legal blahblah I donāt have the background to access, basically, if an obviously dangerous situation is created or permitted, it may be that they can be held liable for the cost of damages. At great legal expense, including an expert who will attest to the obvious danger of the situation. And some sort of evidence that the horse was a habitual biter and a hazard ⦠so obvious in the moment, but what constitutes hard evidence of that later?
An example I once heard is that of a barn owner operating a tractor. If the sight & sound of the tractor spooks your horse, and you fall off or are injured, even killed, the barn owner is probably protected from liability. But if the barn owner drives the tractor directly toward you, clearly sees you and still runs over you, claiming it was not intentional, the barn owner can probably be held liable on grounds of gross negligence. Any reasonable person would expect that serious, life-threatening damage will result from running over someone with a tractor. A horseās behavior would probably have to be argued as an expected serious hazard, roughly at the same level as running over someone with a tractor. That is, well above the usual hazards represented by horses generally.
In the end it is usually far too costly and too uncertain to sue over these situations. And even if you do get a judgment, good luck collecting. A judgment large enough to be worth a lawsuit may not be one that the defendant can pay.
I think the barn ownerās attitude toward boarder and horse safety is worth far more thought that who can sue who. 