I’ve just sold 4 saddles online. The most expensive was about $2.5K, and I had to ship that one and I gave a trial. Two others went locally, but were found through my facebook ads, the last one was relatively inexpensive and went without a trial.
My protocol is Paypal only, no other fancy forms of payment. Money upfront cleared to my bank account before shipped. I always include shipping cost in the price (expect it to be expensive–around $200. Unless a light saddle like a Wintec Isabell, in which case $130ish, packed and shipped by UPS store because I have a damaged shoulder and just couldn’t deal with it.) Insure the package. Pack it well, or spring for the UPS store to do it for you.
I will give a trial period of a week from time of arrival, but I take lots of pictures and video before it goes out, with the serial number. Return insured shipping is not included in the price.
I always go check out the facebook profile of a buyer to see if they are real. They have to have actual posts that include horses in them. I only deal with buyers whose messages come in via marketplace, not some rando instagram account that wants to pay by venmo or something when you’ve specified paypal only in the ad. Just don’t waste your time replying to anyone you think is fishy.
More than anything, I wanted these saddles sold and out of my house. I’ve lost 2 horses in the past year and looking at their unused tack made me sad, so I priced them reasonably. If someone was prepared to come pick them up from me, I took the cost of shipping off the price.
It’s always a bit of a gamble, but at some point, you have to trust (but verify!)