It seems like at the end of every policy, my policy isn’t renewed as the company no longer chooses to insure eventers.
This has happened enough times to make me wonder what will happen when there are no more insurance companies that insure eventers?
Is there a company that has made a promise not to stop insuring eventers? This is getting crazy.
I have had my now-retired horse insured as an “eventer” for 8 years, and just added my new horse as an “eventer” even though we are just puddle jumpers! There was a (very small) surcharge to list him as eventing vs. pleasure (like a few extra $$/month). I am with Equisure / Hartford
I use Lloyds. Not cheap, but they have been very good to me. My broker has a couple of cheaper options as well.
Personally, I would expect that some company will always be willing to serve the market at the right price. I do think premiums are likely to continue to rise for a bit.
I couldn’t even get insurance on my horse despite our eventing being mostly small logs.
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