Insurance on Older Broodmare

[starrunner]

Hi folks,

I have an 18 year old broodmare that is possibly going out on broodmare lease to be bred to a well known stallion.

A condition of the lease of course is to carry mortality insurance and for the leasee’s peace of mind, she wants to carry major medical.

However, I am aware that it is now more difficult to insure MM with a lower mortality value.

The mare was a gift, but a well bred mare. Has an offspring that sold for mid five figures which was good money for an Arabian. I don’t think I could come up with a 15k value realistically on an older mare in such a soft market, especially for an Arabian. May be, but I am a bit jaded after seeing so many extraordinary broodmares and stallions being sold for a fraction of old values. I was quoted 5k mortality, 5k MM from Starnet at 7.5%. However, I think MM was dropped at age 19. Anyone know of a company that will take MM past 19?

Who insures older broodmares? What companies?

Hah, I’ve never insured a horse before, so navigating these waters isn’t so easy for me!

[AliCat518]

I don’t know of any companies that insure above 15. Good luck!

[starrunner]

Well to those that wonder, Starnet (underwriter) will But just up through the end of 18.

[NorthHillFarm]

I currently have 2 older broodmares that I’m leasing. The first (20 yrs old) was no problem to get a low mortality value with decent MM coverage. The second, 19 yrs old, (I began the lease about 6 months later) I could only get colic and surgical with an equivalent low mortality value. I got both policies through Great American (via Marshall & Sterling).