[QUOTE=DressageFancy;7878819]
Yes, I have. I knew up front that I would be 5-6 months out on receiving board payment. This person had a very good reputation and came to me with excellent references. All references said the same thing when contacted. That person would pay as soon as the unhappy incident in their lives was resolved and that incident was actively being worked out. I took two horses for her and at the end of 5 months she delivered me a nice fat check.[/QUOTE]
This is about what would’ve happened if I’d had a horse at the time my husband died, because we were dumb and didn’t set things up sensibly and so my income was limited until his estate was settled, which was delayed for a couple of reasons totally outside my control. So I would’ve been quite upfront about the situation and made sure we were keeping good records of what I owed, and paid up as soon as possible.
Though that experience is also why I now have a savings account I am working on that is essentially just for horse expenses - so it can sit there and exist once I have a horse, and should I have sudden income issues or what have you, I still have a cushion to keep paying the horse expenses until I either get back on my feet or I can sell the horse to a good home, depending on how things look regarding being able to pay for horse expenses in the future. (Good home meaning I don’t want to have to sell to the first person who comes along even if they seem shady, because I need to get rid of the horse. Horse doesn’t deserve that.)
I think the key really is that someone who needs help will be upfront about it and have some kind of plan or updates that make sense, rather than just putting things off until the next thing comes up. I mean, sometimes problems do happen when you’re already dealing with something else, but that’s when you’d expect the person to come to you about the new hiccup, or start talking about a lease or something, not when they should be spending money on stuff like supplements or other care ‘extras’ that the horse could manage without for a bit. (Not stuff medically necessary, but if you can’t pay board, you don’t need to be buying buckets of shiny-coat supplement, yknow? Horse doesn’t care how shiny it looks.)