The nice thing about the idea of riding on a college team is that it helps a horse crazy child imagine college as a continuation of riding, not as "you have 7 years to ride and then you go to college and No More Horses " which is how it actually worked out for lots of us.
Let her dream, help her build skills, and see where you are in 5 years. Donât sink her college fund into horses hoping a scholarship will rescue her! Also there are other ways to ride in college other than the NCAA leagues.
I would say, let the child dream, while you make sure she has access to good experiences and training and some understanding of costs. Ten going on eleven is that magic pre-puberty age, where kids can have a lot of physical competence without the hormone mood shifts. Plan ahead for the horses to help her through middle school which is a hell-hole for many girls. She may benefit from being able to base her competitiveness in the horse world, or she may need to take a slower pace and be around horses in a more healing way. Donât tie horses too closely to competitiveness and Clanters idea of learning to lose as well as win is very important.
Finally you donât really know her full scope at ten. She will grow a lot in the next 5 years and that will change her center of balance but also make her stronger. Lots of children have a naturally balanced seat adults can only envy. But other factors include her level of feel and intuition for a horse, her courage when the jumps get taller, and her courage and determination when the horses get difficult. She hasnât been tried on any of this yet.
I donât doubt she is a nice little rider for her age, but with her riding schedule sheâs going to just be an advanced beginner. Itâs the job of the trainer to instil confidence and encourage, so they are right to be pointing out riding is a good fit for her. But at this point, anyone who thinks they can predict her final adult outcome (Olympics vs amateur vs old lady with a mini cart vs back country trail rider vs mounted archery) is bluffing you.
Oh, and as she enters puberty. Make sure she has a good sports bra, and period protection that does not leak or chafe, and that she can call off a lesson if she has serious cramps. Also that she does not fall into a body dysmorphia/ body shaming culture which can be especially harsh in junior hunters. Also watch male coaches, staff and peer riders like a hawk, and make sure she is fully aware of personal space, but also that she doesnât get a crush on a predatory male coach at 15 and think sheâs in love with a real boyfriend. Hopefully the new Safe Sport rules will rein some of this in, but inappropriate sexual behavior with minors seems to have been rampant in the hunters especially for decades.