Ranch saddles come in all kinds, many differences regional ones.
A ranch saddle in the West would be different than one in the SW.
What you seem to be looking for is an all purpose type saddle.
If you want to do speed events, your need for that kind of performance in a saddle will be different than if you are roping.
Speed event saddles are made to hold you in there, but be very light, so you are shaving hundreds of seconds by the horse carrying the least weight you can get by.
At the same time, that very light saddle is not really good to try to rope with, the wrong jerk can tear it, you need a more substantial saddle to hold a rope tight with something heavy hitting the other end.
No matter how good the roper, there are times the horn and so the whole saddle is going to have to pull hard.
As a beginner in those very different events, you are better off with a more substantial saddle, but one that keeps you also a little bit more in there.
There are so many kinds of humans, horses and what we do that in general, you try different types of saddles and find which one fits you best.
Many ranch saddles tend to be made in modified association trees, that gives you more versatility, but also will restrict you on how light you can make one.
In our area, ranch saddles tend to be less deep than in other places, because doctoring cattle outside you have to keep getting off in a hurry, don’t want a saddle that keeps you stuck in there, so they are made for that.
On the other hand, you want more of a front, so you can ride a horse better if it gives trouble, so you want more cantle also, although not too high, so you can throw your leg over it quickly when in a hurry to tie a calf down.
I say, get a nice used saddle that fits you and your horse, that will keep it’s value, so when you finally decided what is right for you and what you do, if you have to re-sell it, you can and get what you then decide you need.
(Borrowed this from a friend who owns a big red gelding from a different pasture! :D)