I live and board in the Mt. Laurel area of South Jersey. If you lived along the PATCO line (Haddonfield, Collingswood, Cherry Hill) you could be a 15 minute high speed train ride into the city and 20-30 minutes from barns. There are some smaller, non-show barns sprinkled throughout Burlington and Camden Counties. They are more in Glouchester but that’s a further drive. I’m at Ev-Ry Farm in Mt. Laurel and I am very happy there. There are two barns, one is a show barn and the other is not. I don’t know the details for boarding at the non-show barn but it’s something you could ask about. Other barns in this general vicinity (and note I am not necessarily vouching or not vouching for them-- just naming them) are Fox Hunt, Tustin, Chesterfield (this may have changed names), Suddenly, Horse Power Meadows, Woodhaven, and Bit-o-Woods. Lots of smaller, more backyard places too that I don’t know the name of. Suffice to say, there’s a fair amount out this way while still being “close” to the city. I don’t spend more than 40 minutes commuting on an average day and if I lived equidistant between Mt. Laurel and the city it would be 20 minutes to the city and 20 minutes to the barn.
I have been in the greater Philadelphia area for years now. I tried the Philly to Malvern commute to ride. NO WAY NEVER AGAIN. My blood pressure can’t handle that. I explored Bucks County and while it would have been decidedly less hellish, it really wasn’t THAT close, at least not anything I found. NJ was an easy “yes” once I discovered it. You can be close to the city and close to barns without spending an hour and a half in gridlock each day. There might be other options in PA along the regional rail lines other than the Main Line, but there weren’t really any that I found that made sense financially/distance-wise when I looked.
People who don’t live in Philly or ever commute there will tell you nutty things about how easy/fast the commute is. They will just straight up be delusional about it. It’s a way of life here. Until you’ve done it, you cannot understand the hell. Some people make it work. GOD BLESS THEM but I could not do an hour and a half from Philly going 20 miles on 76. I just could.not.do.it. I am VERY happy in NJ. Maybe I drive a little further for shows (not really any more, but at first) but otherwise I have everything I need horse-wise right by me.
PLUS we have the Costco and a Wegmans. Great school districts. Freedom Barks (if you have dogs). There are actually still FARMS here. Mt. Laurel is awesome.