In your original post you asked how people make it work, we are the same age so I will let you know how I’ve managed to do things. This is what worked for me, and won’t necessarily work for you but you did ask. First of all, I’ve worked two jobs at a time since I was old enough to work. None of them have been fabulous career like jobs where I make a ton of money either. I save as much as I can and pay the bills that need to be paid. I don’t have a fancy phone and I couldn’t tell you the last time I bought new clothes. I try not to eat out or spend any money that needs to be spent. I did go to University and get a degree, due to my own health problems it took me 2 years longer then it should have but I did finish. My parents helped me a bit with school which I am forever grateful, but I did pay for the majority of it from money I had saved. While I was going to school (because this was such a great idea - please note sarcasm) I bought a super cheap pony. He had been lightly started so I didn’t have to completely start him but I kept him for two years and rode him and trained him up and sold him for a mid four figure price. I kept the pony at a self care facility where I spent about $250 a month on board and they fed and gave him water and I cleaned the paddock. Nothing fancy but he was well taken care of and I had a ring to ride him in. No indoor though, so winters were fun with snow and wind but I still rode. My mom has a truck and we got a cheap used trailer and we hauled to a few local schooling shows with the pony and met up with my coach for lessons maybe once a month or so, more if I had a bit of extra cash which I didn’t usually.
After I sold the pony I started looking around for another project. I tried about 6 different horses that would be suitable to bring along and move up on and eventually decided on the horse I currently have. He was 3, un-started, BIG, immature, and a bit of a trouble maker but he had to most potential out of any of the horses I saw that were anywhere near my budget. I had to get someone help me get him going a bit but I paid for a week of training and the trainer showed me how to do some things and away we went. It’s been a long process and he’s now turning 7 but if I play my cards right then he will easily be a 4ft horse. Scope is not issue for him. And I paid under 8k. I’m not saying that it was easy, because it wasn’t. It wasn’t always fun either. However I learnt a bunch that I didn’t even know I needed to learn and I’m still learning.
As for showing, I go to maybe 2-3 “big away” shows a year when I’m actually showing. Which I haven’t been since my horse has been very slow maturing. If there are local schooling shows, I try to go to those as well. Clinics when I can are also great. This one lives out in a field with several other horses and a round bale, board is about $300 a month and I can work some of it off if I have time. I don’t do lessons or board anywhere else in the winter and I save a lot of money that way. I take him to lessons every couple of weeks when I can. I like showing and all, but I love learning. I take dressage and jumping lessons from two really great coaches and it’s really helped me improve a lot.
You seem a bit lost and very frustrated, which I get. Being sick really sucks and that’s not going to help your motivation any either. Maybe you do need a break, take some time to take care of yourself for awhile and hopefully your health issues will be over with soon.
I’ve been on that side of the fence too, being frustrated with the girl that gets the really nice horse and doesn’t have to work for it. It’s not a good feeling, and dwelling on it isn’t actually going to make you feel any better. if you want this badly enough, then you have to make it happen for yourself. You just have to, you don’t have a choice. You’re going to have to work your butt off a lot harder then a chunk of the people you’re showing against but that’s just the way it is. You can let it beat you down and depress you, or you can let it motivate you and build you up.
So basically, take a break if you need to - there’s nothing wrong with that. Get healthier, even if it will take time. Go to school and get the job you want and then find a horse to buy, even if it’s a cheaper horse that won’t get you to where you want to be, it’s just a stepping stone. Train it up the best you can, board at a cheaper facility that still has good care, and then sell it and buy something a little bit nicer. Rinse, repeat. When you are healthy enough to do so, I would also suggest just getting a job in the mean time. Any job. Walmart, mcdonalds, retail at the mall. Who cares!! Just get a job so you can keep putting a little bit of money aside, every little bit helps! Also take a good hard look at what you spend money on, I’m not saying it’s a problem for you but I don’t know. Don’t buy things you don’t need. Don’t eat out. Go to the library instead of buying books or magazines. (Just some examples)
It’s possible but it’s a long hard road so you’re going to have to decide if you want it badly enough or not.