I would be inclined to listen to your general practitioner vets over the specialists. I mean, it’s great that they took x-rays and did an MRI and have this data…but to what end? Your horse is sound!
Curious about why you had him looked at for heel bruising in the first place since you say he’s been sound. Was he unsound and you noticed heel bruising? Or does he have white feet and you noticed some discoloration and “went fishing” for the cause?
My vet often says that the vet world would be a very different place if we could x-ray/MRI every sound horse that’s showing in the world. Because there are all sorts of things that should be career enders that horses cope with just fine.
I would continue riding and enjoying your horse until you have a reason to stop (i.e. he becomes lame). Otherwise you’re just obsessing over nothing. Perhaps those ugly coffin bones have looked like that since birth and it’s not a problem for him and never will be. On the flip side he could go lame tomorrow and never come out of it (but on THAT note, he could misstep in the paddock and break a leg and have to be put down anyway).
Short story is that you have a sound horse and you’ve proactively managed his potential issues the best you can.
Also, I’ve found over the years that horses who are kept conditioned are far less likely to go lame/be lame/suffer from long term management issues (e.g. arthritis, etc.). It’s not like there’s a bank you’re drawing from and if you use them you’ll “use it up faster.” That’s just not how bodies work. Not using him now WILL NOT preserve him for more riding later. Not with a degenerative issue.
As for the vet report…I think those are worth the paper they’re written on. In today’s litigious society, vets are hard pressed to EVER be positive about a scenario lest they get sued down the line for misleading a client. I sold a horse a few years ago who I had owned from 11 months of age to 9. The buyer did a big package of x-rays and the (very good) local vet I used for that (not my vet to prevent conflict of interest) said overall his x-rays were stellar for a horse who had been under his work load and for his age. He said he wouldn’t hesitate to recommend the horse whole-heartedly to any of his clients based on what he saw (IIRC, he had a touch of arthritis in his RF pastern and a bone chip in his hind fetlock that looked like it had been there forever, they also called out minor navicular changes). The consulting vet at the buyer’s vet clinic absolutely tore apart the x-rays (though pointed out nothing beyond what the vet here did) and wrote a vet report that said most memorably (along with a lot of other stuff): “it’s not a matter if IF this horse will go lame, but WHEN. He could stay sound for 2 years or he could be crippled tomorrow. Your personal level of risk tolerance will dictate if you’re able to accept the grave risk presented by these x-rays.” The way it was worded implied that at most the horse had 2 years in him, which was absolutely absurd! I was very grateful that the buyer was willing to read the vet report intelligently and understand the risk the vet was trying to avoid. And to be fair to the vet, I wouldn’t want to be in the position of interpreting another vet’s x-rays and making claims that could possibly be seen as false either!
But short story, person bought the horse. Horse has been sound (as he always has been) in the ensuing years, and I anticipate no issues moving forward.
Anyhow, my point is that YOU HAVE A SOUND HORSE. Now go enjoy that sound horse until you have a reason to worry!