Does anyone use the USEF insurance that is offered with membership? I’m covered via my home owners but I’d like a little something extra.
”¢ What is the cost of USEF Member Insurance? The cost for this benefit is only $25 annually. Insurance benefit is included for Life Members. ”¢ When would the insurance start and end? The coverage benefits for USEF Junior and Senior Competing Members in good standing who opt for the coverage start when your membership is approved and your dues and fees are paid in full. Coverage ends at 12:01 a.m. ET on December 1st of the respective calendar year. The coverage benefits for USEF Equestrian Members in good standing who opt for insurance coverage begin when your membership is approved and your dues and fees are paid in full. The coverage ends at the 12 months term of the membership. ”¢ Do members get anything showing proof of insurance coverage? At the conclusion of the online application, you will have the opportunity to print a certificate of insurance. If you mailed your application, you will have the opportunity to print a certificate of insurance when you Sign In to your My USEF My Way account on usef.org once the application has been processed. ”¢ How would this insurance apply if I have homeowners insurance? This policy is excess over any other valid and collectible insurance. If you have homeowners insurance, this policy is excess over that insurance. If you have no other underlying insurance, this policy would become primary. ”¢ I am a trainer and run a horse breeding operation, does this insurance cover me? No coverage is provided for liability arising out of your business or profession or the use of a horse-drawn vehicle for any commercial purpose. ”¢ If my horse is boarded away from my residence or I give my horse to someone to ride, am I an insured? Yes. Coverage may apply for grazing or stabling a horse or circumstances where the horse is not in your control. ”¢ Is my horse covered if it dies? No. This policy does not provide animal mortality coverage for horses you own. Horse Mortality Insurance can be purchased by calling Equisure (800-752-2472) or visiting their website at www.equisure-inc.com. ”¢ Does coverage apply to everyone living in my household? No. Coverage will only apply to the active USEF member in good standing who opted for the coverage. ”¢ What excess limit is provided under this policy? $1,000,000 occurrence limit and $1,000,000 aggregate limit per member provided by Certain Underwriters at Lloyd’s. ”¢ Does this policy provide primary coverage for horse and buggy transport? No coverage is provided for liability arising out of or caused by the use of a horse or horse-drawn vehicle as a primary means of transport.
