My current dream list:
A Hadfield bridle?
Aisling green fringe shirt?
Deniro gaiters?
What would you buy for you or your horse?
Nothing. It’s not my money and I am sure it would be debited from my account when caught because I have no legal right to it…
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It’s a line in reference to Monopoly. Play money. Not literally.
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Is this a hypothetical question or fantasy game? Either way my answer is the same: nothing. I would report error to the bank. Because if/when the bank becomes aware of error, either by a customer complaint of error not in their own favor in that amount or routine audit procedures, they will take it back. They do not have to notify customer prior to reversal and they certainly don’t need permission. You will be responsible for any overdraft fees, if applicable, and also will be subject to investigation with possible legal consequences if it becomes evident that were aware of error and purposely withdrew/transferred/spent this money. Very very rarely, the bank will not be able to trace error, so they can’t take it back, and then it becomes yours by default. But don’t think that they won’t waste time on $500 irregularity that they cannot reconcile. They will. The error represents much more to them than the dollar amount. It’s a red flag to them of possible systemic mishandling of funds or larger misappropriation scheme.
I’d have very different ideas if the question was random $500 lottery ticket or radio station trivia win or something.
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I didn’t get it either. Best have said that at first for those of us that aren’t tuned into the monopoly vibe. 
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OK I am old. I played Monopoly decades ago so I have forgotten all the specifics. The lottery reference would be better.
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Oh jeez guys. Come on :lol:
I’d buy a PSOS bridle. Or a new pair of riding boots (well, part of them)
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I’m also gonna be a stick in the mud and say nothing, sorry.
But if I won it on a scratch ticket? Deniro tall boots maybe?
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I still wouldn’t buy anything, lollol
I would put it in the emergency vet fund - $500 would be about enough to pay for the road trip, the farm call and meds for whatever the emergency might be, since emergencies generally mean drugs and stitches:)
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Walnut Dubarry Galways! Or some more riding attire, particularly breeches or brown tall boots.
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I’d be planning on a nice pair or two of Ariat boots…but then my (I don’t own a horse yet- that comes after finishing up degree #3 for a career change) but I’m sure my future horse would be all “Mommy has $! Time to fix that by wrecking the fence line! Maybe shred a few blankets too for good measure.”
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I would help more the local family that their young adult son just was diagnosed with cancer and is starting the round of being sent to specialists far away, with costs of travel added to the many medical costs and anxiety over his condition.
There is always someone that could use any extra money we may have to spend.
That would pay for a lot of gas in their at times 10 hour trips, flying way too costly for them.
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Nothing if the money was a bank error - they are going to take that back.
Even if I just came upon an extra $500 somehow, like winning it in a contest or getting a bonus, I would just sock it away into my savings account toward a future car, vacation, or other big purchase. I don’t really need more riding stuff.
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:lol: And yet another discussion that didn’t go in the direction the OP envisioned.
Because, as my Mom always said, I have champagne tastes on a beer budget, $500 isn’t really enough to buy any of the things on my current fantasy shopping list. I guess I’d add it to the new saddle fund.
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As Devil’s Advocate, I had this happen IRL many, many years ago.
Before the Age of Online Banking.
Sometime in the late '80s.
Error was a mere $125 and I pointed it out to the bank.
Was asked to provide 6 months of statements, complied and in the end a Bank Officer initialed my checkbook, and most current statement, verifying the balance they claimed I had.
I bought shoes. 
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A Tucker Tweed bag and the rest to a slush fund.
Hay! Boring I know lol
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If it’s actually their error believe me, they’ll be back to claim it, so just hope it’s a long enough time, and an interest bearing account… You may get to keep the interest. But that, too, iis doubtful.
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In Monopoly, it was $20, so adjusting for inflation, I’d spend $300 on hay and the rest on a set of Lorenzini stirrups in navy blue.
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Christ on an everlovin’ cracker people, it’s hypothetical, pull the sticks out
Me, I’m going for a whole winter’s worth of fancy alfalfa for my old lady
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