I am sorry to say that I occasionally meet people like this in my job (the HO). And they seem like very nice people to talk to – it’s part of how they operate.
Did this HO ever pay board? Did she make regular payments? If the answer is that it was a problem starting from 2-3 months in, she is probably in this camp. Even if she has made partial payments – if it has been mostly partial payments and rarely or never a full payment, the BO’s have a serious case on their hands.
If she was making regular payments since she moved in for a year or two, it may be that she now has some exceptional life problems that are hopefully temporary. But if she isn’t staying in touch that’s not a good sign.
I have no idea if this HO is like these other people, so these are general remarks. There are people who will never, ever pay for everything they do, everything they consume. They leave their bills with others. They pay nothing for what they do and consume, for where they live, unless they are forced to pay, unless the consequences (including legal) are too unpleasant for them.
BUT – they have a much higher tolerance to what most of us would consider ‘unacceptable’. I had one explain to me that the utility company had finally switched off the unpaid electricity and water. But no big deal, they would run to the convenience store for containers of water for flushing the toilet and standing shower-baths, etc. Already had various camping lights in the house.
Until they could talk a church, a charity, a gov’t social assistance program, a kind friend or someone into paying up the utilities and getting things turned back on. Their school-aged kids were very familiar with this routine.
They can live with dunning letters and phone calls, eviction notices and more. It’s just paper to them.
Owning a horse is the same. If they want a horse, they’ll buy one. Or more. They’ll figure things out as they go. Or not, the last ones I knew turned their starving horses over to a rescue after being reported by their neighbors.
And btw, this situation has nothing to do with race, gender, even apparent economic strata , any of the labels. It’s just a characteristic of humanity and has been noted since the beginning of human civilization. I’ve encountered it in a broad range of humans.
Well, won’t go on. No idea if this HO is in this camp. But if she is, nothing on earth will get her to pay a dime or move the horse or provide basic care as long as these BO’s give him a home. And she will consider him hers with intentions to exercise full rights over him – at her convenience. If she is this type of person.
But even if she’s this type, there is a chance – maybe a good one – that she’ll relinquish the horse IF she sees it as a positive to herself. She won’t care about consequences to the horse. She will care about removing a problem from her life at no cost to her. The trick is to get her to see the horse as a problem. Right now it’s a free benefit. IF she’s the kind of person I’m describing.