Can I just rant about platinum performance products for a sec?

[JB]

@Equkelly

Your mind is going to be blown but those two concepts aren’t mutually exclusive.

Not blown, because I very much understand the difference

[Fellbutbackup]

@Equkelly

If you’re going to exclude my horse from the program why would you charge the same amount for a horse that is eligible for 10k in colic coverage?

Because the coverage is motivation to keep low-risk horses on their product. Smartpak does the exact same thing. The only way it works for them financially is to have low risk cases only, offset by the high cost of supplements. It is not “insurance” that’s being offered as an additional part of the product. It is a carrot on a stick to keep buying it.

If you wanted “real” colic insurance, go for a medical insurance plan.

[JB]

@Fellbutbackup

If you wanted “real” colic insurance, go for a medical insurance plan.

But even then, if your horse just colicked, colic is going to be excluded for a period of time (or forever, depending on the circumstances)

[Fellbutbackup]

@JB

But even then, if your horse just colicked, colic is going to be excluded for a period of time (or forever, depending on the circumstances)

Did not know that, but it does mean that it is just industry standard.

[JB]

@Fellbutbackup

Did not know that, but it does mean that it is just industry standard.

Yep! Exactly the point many have made, that Equkelly is ignoring. There is absolutely nothing about the PP requirements that isn’t standard for the equine medical insurance industry.

[Equkelly]

@JB

Yep! Exactly the point many have made, that Equkelly is ignoring. There is absolutely nothing about the PP requirements that isn’t standard for the equine medical insurance industry.

I’m ignoring it because as I’ve said, I A) understand that that’s typical but B) don’t care how typical it is. If you were reading (and comprehending) my replies you’d know that I’ve said I understand if you don’t want to insure a horse that’s coliced. I just don’t agree that it’s fair to pay the same as if my horse were eligible for their “insurance.” That’s it.

I’m really not sure why this is such a hill you’re willing to die on. You’ve offered nothing helpful for constructive, you (and others) have just been presumptuous and catty. I personally am frustrated with this brand and others and think it’s a ripoff. You don’t. Cool. I think we’re all done here.

[freshman]

@Equkelly

I personally am frustrated with this brand and others and think it’s a ripoff. You don’t. Cool. I think we’re all done here.

That’s hilarious. And what I actually find interesting is your level and intensity of frustration with some random product and program you have never used or even heard of before. Good grief.

[Simkie]

@Equkelly

I just don’t agree that it’s fair to pay the same as if my horse were eligible for their “insurance.” That’s it.

… you’re expecting fair in capitalistic free market economy? 😮🤦

Yeah…no. But this is a great life lesson!

Insurance is ALWAYS more available and ALWAYS cheaper before any event. And you may think that’s “unfair” but it has everything to do with actuarial tables and risk.

[JB]

@Equkelly

I’m ignoring it because as I’ve said, I A) understand that that’s typical but B) don’t care how typical it is. If you were reading (and comprehending) my replies you’d know that I’ve said I understand if you don’t want to insure a horse that’s coliced. I just don’t agree that it’s fair to pay the same as if my horse were eligible for their “insurance.” That’s it.

So you think all insurance, equine medical, human health, car, is unfair. Got it.

I’m really not sure why this is such a hill you’re willing to die on. You’ve offered nothing helpful for constructive, you (and others) have just been presumptuous and catty. I personally am frustrated with this brand and others and think it’s a ripoff. You don’t. Cool. I think we’re all done here.

No, I just think it’s hilarious that you’re having a meltdown that nobody is reading or comprehending your posts, when clearly you aren’t reading or comprehending posts. Because if you’d bothered, you’d see I don’t at all feel the way you want to think I feel

@JB

and most PP products are way over-priced for what they are, IMHO.

[Equkelly]

@Simkie

… you’re expecting fair in capitalistic fair market economy? 😮🤦

Yeah…no. But this is a great life lesson!

Insurance is ALWAYS more available and ALWAYS cheaper before any event. And you may think that’s “unfair” but it has everything to do with actuarial tables and risk.

The condescension is so unnecessary. I know it’s my fault and I should have enrolled her in colic insurance ahead of time. My horse was young and healthy and lived a very low colic risk life so I took the risk and got burned. That’s how it goes. Never said or implied I was shocked (in this post or another I’ve made about a this same topic.) Frustrated, sure. Shocked? Definitely not.

What is crazy is that so many people are SO defensive over their precious overpriced supplements. But I guess I would be a little defensive too if I was duped into paying that much and then someone else suggested I’m getting ripped off.

[JB]

@Equkelly

What is crazy is that so many people are SO defensive over their precious overpriced supplements.

Again, clearly, you are not reading posts here.

But I guess I would be a little defensive too if I was duped into paying that much and then someone else suggested I’m getting ripped off.

Who has been duped? It’s not like anyone was told it was one price, then got charged something more, or got a lesser product. It’s not like PP isn’t totally forthcoming as to what’s in their product, or what their insurance eligibility entails.

Your definitions of things are…interesting to say the least.

[Simkie]

@Equkelly

What is crazy is that so many people are SO defensive over their precious overpriced supplements. But I guess I would be a little defensive too if I was duped into paying that much and then someone else suggested I’m getting ripped off.

😂😂😂

Dude, that is just SO not what anyone is saying. But thanks for the giggle!

”‹”‹”‹”‹”‹”‹

[Fellbutbackup]

Is there another good product you could use that is priced differently?

I do get what you mean. It feels like getting fewer features for the same price. Unfortunately it is not meant to be a feature but more like motivation to keep using it. A cynic might say that it is motivation for horses who do not need it to keep using it.

Either way, seems it is time for you to look at something else, and revisit this or something similar in the long run.

[Equkelly]

@Fellbutbackup

Is there another good product you could use that is priced differently?

I do get what you mean. It feels like getting fewer features for the same price. Unfortunately it is not meant to be a feature but more like motivation to keep using it. A cynic might say that it is motivation for horses who do not need it to keep using it.

Either way, seems it is time for you to look at something else, and revisit this or something similar in the long run.

Definitely looking at other options. I’m doing a lot of reading and talking with my vet. It kind of is just difficult to see what’s “working” and what’s not because she looks 100% healthy as is. She isn’t underweight, she doesn’t have loose stools, she hasn’t coliced since she came home. But then again obviously something isn’t right for her small intestine to have gotten so mad.

[SusanO]

What you don’t understand is that PP is not a charity. They are a for profit company that balances actuarial evidence with profit margins. Like other people have noted - horses that colic have higher rates of colicking again in the future and if people could sign up for their program at any time they would wait until their horse had a problem before they purchased an expensive supplement. PP is hoping the expectation that their magic elixir will keep your horse from colicking and if your horse does colic your expenses will be paid. And hopefully this marketing ploy will sell lots of their product to more than offset what they may have to pay out. This is not predatory. It is capitalism.

And no I do not buy this supplement. The last colic I had was several years ago when I turned my mare out in the big pasture and she proceeded to binge eat acorns. It was bad and she will NEVER be allowed out there again. I am managing risk by being careful how my horses are cared for. Sometimes, as in your case, sh@t happens despite doing everything right. I am not so sure an expensive supplement is the way to go.

[JB]

@Equkelly

Definitely looking at other options. I’m doing a lot of reading and talking with my vet. It kind of is just difficult to see what’s “working” and what’s not because she looks 100% healthy as is. She isn’t underweight, she doesn’t have loose stools, she hasn’t coliced since she came home. But then again obviously something isn’t right for her small intestine to have gotten so mad.

Not knowing what kind of enteritis she had, many forms are caused by an infection. You can’t prevent that in its entirety. Most issues of acute enteritis have nothing to do with management. Hopefully your vet has educated you on what kind of enteritis exactly, so you can be researching down the right rabbit hole.

It’s HIGHLY unlikely that this product would have prevented this in the first place. But if it truly concerns you, feed a high quality feed with a great gut support package to try to keep her gut as healthy as possible.

[Equkelly]

@JB

Not knowing what kind of enteritis she had, many forms are caused by an infection. You can’t prevent that in its entirety. Most issues of acute enteritis have nothing to do with management. Hopefully your vet has educated you on what kind of enteritis exactly, so you can be researching down the right rabbit hole.

It’s HIGHLY unlikely that this product would have prevented this in the first place.

1. They don’t know what type of enteritis she had it what caused it.

2. Also where did you go to vet school? You didn’t say but surely it must be a really really good one if you’re able to make such claims so I’m super curious.

[IPEsq]

Agree with JB. I took a friend’s horse to the hospital with bad enteritis, fever and reflux. Horse had colic surgery in the past but for nephrosplenic entrapment and was not insured. Had been on Platinum Balance for gut support.

Assumed it was from an infection but after a week in the hospital and a lot of testing, no source of infection was found, viral or bacterial. and horse recovered and went home. Sometimes bad stuff happens because they are fragile animals. Still don’t know what caused it. Only thing was we had had some bad storms and this horse tended to sometimes colic in response to highly stressful events, but even that seemed to be a stretch for the enteritis he had. Doubtful a supplement would have helped it.

I get you are worried about your young horse and want to do what’s best. There may be a great product for your horse or this might have been a fluke thing and your horse doesn’t need any products. This is why we love horses right? :winkgrin:

[Equkelly]

@IPEsq

Agree with JB. I took a friend’s horse to the hospital with bad enteritis, fever and reflux. Horse had colic surgery in the past but for nephrosplenic entrapment and was not insured. Had been on Platinum Balance for gut support.

Assumed it was from an infection but after a week in the hospital and a lot of testing, no source of infection was found, viral or bacterial. and horse recovered and went home. Sometimes bad stuff happens because they are fragile animals. Still don’t know what caused it. Only thing was we had had some bad storms and this horse tended to sometimes colic in response to highly stressful events, but even that seemed to be a stretch for the enteritis he had. Doubtful a supplement would have helped it.

I get you are worried about your young horse and want to do what’s best. There may be a great product for your horse or this might have been a fluke thing and your horse doesn’t need any products. This is why we love horses right? :winkgrin:

That is helpful to hear about your friend’s horse… sorry to hear about that though. Mine was in for a weekend, I couldn’t imagine a full week. I obviously know there’s not a supplement on the market that can guarantee something like this won’t happen but also if there’s a decent chance that something might help I just want to do right by my girl… I just don’t like feeling like I’m being taken advantage of.

[brody]

@Equkelly

But if your product works so well you’re going to charge $1400 dollars a year then why should it matter if the horse has a history of colic? That’s the whole freaking reason I’m willing to spend that much money on a high end supplement. I mean a couple of months I totally understand so that your horse can be established on the supplement but a year? That’s ridiculous.

because all kinds of things can cause colic for one.
A year after a colic episode makes sense to me. Don’t like the way it works? Don’t use the product.