I am also glad to see this thread.
When I had an eye exam a year ago December, it was with an optomotrist. She said I had the start of cataracts, but that they had a ways to go before they were candidates for surgery. She said they were the reason I can no longer see well enough to drive at night (which is a hassle but not as bad as it could be, since my husband is always around and willing to do the night driving. I just miss it).
Last month, I had an eye exam with an opthalmologist. He is a well-known eye surgeon in Charleston, and I traveled quite a distance to see him (I live at the NC/SC border). He said I could have the surgery immediately, and that he felt my vision was quite impacted by the cataracts.
I have to admit, I wondered if he had a boat payment due or something. I still see well during the day, and I don’t think anything has really changed in the last year. I can read street signs at quite a distance as long as they are in daylight.
He pushed me to schedule the surgery, but the timing was bad for me. I had exceeded my out of pocket maximum on my insurance in July, and had I known I would see a doctor who was willing to do the surgery, I could have done it with no deductible or copay as long as I didn’t correct my vision (which my insurance doesn’t cover at all). He could have done one eye the week after my exam, but didn’t have any other dates available in December. Having the other eye done in January would have been all applied to the deductible. So I passed on it for now.
Unfortunately, I probably won’t exceed my out of pocket maximum at all this year. I am trying to hold out until I go on Medicare in mid 2023.
The whole situation was a bit irritating. Some is irritation at myself, as I could have made an appointment earlier in the year if I’d known he’d be willing to move forward. But some is at the surgeon, as I don’t trust that anything has really changed since last year. I had stopped seeing an opthalmologist years ago because I felt constantly pushed to have laser vision correction (which is not a good option for me, but that didn’t stop multiple doctors from pushing it). I don’t like a hard sell, especially when it comes to surgery.