I have been told by people who see my barn that we should go into the business of putting these up! I love my barn design, mostly what you will need to do is to look ar ound for the people who can do the site prep, elec and plunbing that are in your area. Ask around, ask at the feed and tack stores, if you know farmers that is the BEST resource, also the local bar is a good resource, believe it or not! Everyone knows everyone at a local dive and there are always people who have skills and need some work!
here is the website for the company that put up my âShellâ asically you tell them what you want as far as size and style and they do it!
[QUOTE=TXnGA;4316082]
My husband thinks that 12% is a high (and he thinks too high) when our mortgage is 5%. He wonât even consider it. The barn builder tried to help us as well and found us one for 7% but my husband doesnât think it is low enough either. [/QUOTE]
The title to your thread is misleading. You most certainly CAN get a loan, you just donât like the terms of the loans you can get.
Iâm not sure what you are expecting, but 7% really is not a bad interest rate for what you are trying to do. Itâs not a house, so you are not going to get a 5% mortgage rate. Even if the barn were a house, it would be a second house and the interest rate is generally higher on second homes anyway.
Just because you have a 5% mortgage loan on your primary residence, does not mean you are entitled to the same or lower rate on an auxiliary structure. This is not the lending of 5 years ago.
I now have the barn Daydream Believer and neighbors built (I think this is the one youâre talking about, DDB!) - and itâs wonderful! 
When we had the house and barn inspected, the inspector, who was meticulous, noted that the barn was very well-built and said we would have nothing but regular maintenance to do as a result.
I love that the neighbors pitched in - periodically at neighborhood parties they mention the barn-raising party and itâs obvious they have good memories of that. Itâs been nice to âinheritâ that sense of neighborhood community.
One of these days I aim to build a matching 3-bay "shed row type barn for storing hay, mower, etc.
Iâm in love with this thread. Thatâs really all I had to say. I love everyoneâs barns!!!
Ok, carry onâŠ
[QUOTE=elctrnc;4318672]
Just because you have a 5% mortgage loan on your primary residence, does not mean you are entitled to the same or lower rate on an auxiliary structure. This is not the lending of 5 years ago.[/QUOTE]
Five years ago she likely would not have gotten a 5% rate on a second mortage or equity line to build an auxiliary building. I know because that is when I bought my farm / did all the improvements.
Regardless of whether the OP decides to borrow or not, it is a good idea to shop the various building options. We did overpay for the interior of our barn (the stalls, aisle, etc), but at the time all of the contractors were giving off the wall quotes, and we did not have a lot of options. I have learned from that experience, though.
Building on a Budget
I have what I think is a really, really nice, but rustic, 34 x 36 center aisle pole barn. DH did the plans, and we had a local amish guy who did the site prep (we had to bring in bankrun to level), shell and 3 12.x12 stalls, for $17K. DH did all the wiring himself (encased in metal tubing), and the we hired an electrician to inspect and hook up the breaker box. We donât have water INSIDE the barn, there is a frost free well pump set on the SE corner outside, and that works just fine.
All the lumber was locally milled rough sawn poplar or oak. The posts are 6x6 (I think) pressure treated.
The plan is very simple. 3 12x12 stalls on East side that open up both outside (dutch doors) and inside aisle (sliding doors). The stalls walls are 2 x 10 rough sawn hardwood, dropped into channels between stalls. The outside walls of the stall are screwed to the inside edge of the posts. (So, not QUITE 12 x 12, but plenty of room!)
There is an 8â overhang on the stall side to protect horses (and me) from weather. Double sliding doors open North/South create a pass through 10 ft wide aisle. The rest of the barn was totally unfinished. DH built a raised 12x12 tack/feed room in the SW corner first, and staris to the hay loft. All the rest of the barn is open storage.
The only valid objection anyone would have to my barn is that hay is stored in the loft. It was a ânon-choiceâ choice, as zoning regs in our area put a limit on the number/size of outbuildings, and the loft gave us the most bang for our buck. There is enough ventilation through the barn that its not a respiratory problem, esp since boys are out 24x7, but of course I have to be very careful of where I get my hay!
Over the years, weâve slowy done our improvements. The entire inside is concrete (courtesy of a small portable mixer bought from Harbor Frieght!), as well as under the overhang and a 12x36 area in front of that. Make a great wash rack!
You can see the barn here: http://s712.photobucket.com/albums/ww126/arlubinsky/Winter%20Wonderland/?action=view¤t=n1430178884_30257305_7206441.jpg. I wish I had more pics. Sorry.
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$50,000 for basically a 36 x 36 barn? Holy crap! DH just built a 40 x 40 addition and a 12x48 addition to one barn for about $17,000. That was a greatly discounted labor rate for friends, it should have been at least $5000 more, but that was all they had to spend and he couldnât find any other work. It was a simple pole barn with 8 + 4 stalls, nothing fancy but itâs solid and looks nice. It didnât include electric or plumbing or any concrete. Hell, for $50000 he could build me an indoor!
[QUOTE=YankeeLawyer;4319246]
Five years ago she likely would not have gotten a 5% rate on a second mortage or equity line to build an auxiliary building. I know because that is when I bought my farm / did all the improvements. [/QUOTE]
I was mainly referring to the âlooseâ lending that was going on 5 years ago, which included lower rates on most debtsâŠas well as the fact that there were more loan products from more lending institutions.
But if one couldnât get a 5% rate then, one certainly isnât going to get it now.
[QUOTE=elctrnc;4319633]
But if one couldnât get a 5% rate then, one certainly isnât going to get it now.[/QUOTE]
Exactly
[QUOTE=TXnGA;4315929]
I wanted a pole barn but between the 3 quotes we got ranging from 60k to 80k, I decided to go with the barn that I liked the most and was 60k (a Barn Master). My husband and I are willing to do the work (ok, I like to design and organize and can do basic stuff) but my husband can do most things and has offered to build the barn/ run in shed. I just donât know where to start without just getting the builder to do it.
It is funny that you mention a barn raising because both of our dads (who are horse people) want to have a âbarn raisingâ party. Which I am all for. We have discussed getting a run in shed 12x30 to have 2 stalls and a dry area for my tack/ feed but would love a place to get out of the weather and be able to do stuff if it is cold or raining. I am using my trailer for a take roomâŠhaha.
So is the best start to have a builder do the frame (poles/ sides/ roof) and have us do the rest (stalls/ feed/wash/ aisle/ electric/water, etc.?)[/QUOTE]
Get the basic materials cost, find out equipment rental and have your barn raising.
You would astonished at the number of people who would love to come slap on a tool belt, and there are plenty of heavey equipment guys who love to move dirt. W/ housing market slump you can find someone looking for weekend $$.
Plus as others have stated you can do it in stages. I meet one gal w/ a pretty swanky place in VA and come to find out they haunted contractor auctions and did almost all them selves, place is gorgeous.
Tent Stalls
We are in Central Florida, so I am not sure if this will work where you are. With tha said, we have 6 temporary stalls (think the stalls at horse shows under the tents), and they cost about $4000 total (with tent). The tent is wind rated tp 40 MPH, but we have had bad TS here that have had 60 MPH+ and it has stood. For a Tropical Storm or Hurricane you would need to take the tent down and turn the horses out. The in a year or two you can try for the financing again.
We have friends who live in Florida. They had extra supports and roof tie downs put in their barn because they are regularly hit by hurricanes. I believe the Miami building code has information about how to build structures so that they are more storm resistant. You may want to look into this. My friend did not think that these alterations added a lot to their barn costs.
A 36 x 36 barn is 1296 square feet. At $25 square foot (and you can build a premium barn in most places for this amount, including stalls, lights, water, etc.) you get $32,400. For $50,000 youâre going to get the BarnMahal. Thatâs great if youâve got the money, but sounds like the OP does not.
Our climate in East TN is very close to SC (just a bit colder and maybe stormier in the spring and fall, but without hurricane risk). The vast majority of our horses live out 24/7 with trees and other natural features for shelter. Weâve never had a lightning injury or death (and we do get some impressive lightning). Even further north in KY youâll find lots of horses living with simple run-ins, stands of trees, etc. A barn in our climate is a ânice to haveâ not a âneed to have.â
Of course if I were in Superior, WI I might have a different viewpoint. 
The needs of the horse are relatively simple. The needs of the human sometimes are not. But the human must distinguish between doing something that actually benefits the horse or just doing stuff because it makes the human feel better. If thereâs lots of money available then maybe this distinction is less important. On a budget, however, itâs critical.
Good luck to the OP in making their call.
G.
Hey Billie! I did not know you posted here!
Yes, your barn is that one I was talking about. Iâm glad it is serving you well and glad that the inspector liked our work! We did have a blast putting it up. One day Iâll have to scan in the barn raising pics and send them to you. I have an album of the building of that barn (and house) and the various stages it went through. You might enjoy seeing that.
Weâre interested in rehabbing our barn, so am definitely interested in following. @shawneeAcres For some reason, I canât view your photos. Is there a trick to doing it? Thanks!
This thread is nine years old, so perhaps the photos have expired. Not sure, but a possibility?
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This thread is nine years old, and Shawnee hasnât logged in for six. The pictures have expired, and the poster moved on.
