I was totally puzzzled as a kid why the British didn’t distinguish between tobiano and overo!
Piebald and skewbald are British terms that both describe tobiano pattern horses, because the frame overo pattern did not traditionally exist in Europe. It apparently mutated in North America out of horses of Spanish stock.
Before genetic testing the spanish word “overo” meaning speckled like an egg could refer to a range of patterns other than tobiano, including sabino and frame overo.
Growing up I had what I thought was a minimal tobiano bay mare, but what I realize now was probably a bay roan tovero (she had a bay head, a big blaze, a small roan spot on her chest and a small roan spot on each lower flank). I now think you don’t get that much white on a horse unless you have two separate pinto genes in play.
I now have a chestnut frame overo Paint mare with a white face and fairly decent white neck and body markings, but no stockings.
I wasn’t particulatly drawn to pintos, just total co-incidence.
Anyhow, the differences between pinto patterns are so obvious to me, that I can’t believe it when people act confused about them.