Looking for collective wisdom here.
My former trainer sent one of my saddles out on trial many months ago to another trainer named “Sally” (not her real name). Sally told me two months ago she wanted it and asked about Venmo payment. I didn’t have a Venmo account at the time but set one up just for this transaction. Sally then dickered about the price - said the trainer had told her $200 less than what trainer told me. I offered to compromise and take a $100 cut.
I have given her ample opportunity to pay, have extended deadlines multiple times, have had multiple text conversations with her where she has offered multiple excuses (horse got injured, child got injured, etc., etc.). I have been very patient and given her additional time but am now really pressing her. Last text from her said she understood my situation and was going to move funds around so she could get it taken care of. I gave her ANOTHER deadline for at least part of the payment with balance due in the next two weeks. Deadline has come and gone and I have received nothing.
I’m not sure how to proceed at this point. I have been advised by others to report the saddle to my insurance company as stolen. That will probably mean a police report and I don’t want to have to go there but I absolutely intend to get this resolved.