Never say never. There are exceptions to the rule: “…this rule does not require the exclusion of evidence of insurance against liability when offered for another purpose, such as proof of agency, ownership, control, bias, or prejudice of a witness.” Although I agree that generally the rule is to prevent attorneys from informing juries about whether or not the parties have insurance coverage. The rule also applies in that the defense can’t inform that the victim has medical insurance coverage or financial means to cover their injuries.
My personal curiosity about MB’s insurance coverage is whether or not, as a professional, he even carried any insurance. He has shown, through the evidence at the criminal trial and some beginning to come out in this civil case, that he lacked in professional and business conduct. For instance, crude leases, verbal contracts, bartering. It’s possible he didn’t even bother to carry professional liability and the only insurance available is general liability through SGF.
And if he does have insurance coverage and the insurance company is allowing his criminal attorneys to represent him in the civil matter for which his insurance will pay the attorney fees, then why is MB having Lara Osborn beg for money for attorney fees? I think gofundme and other crowd sourcing to raise funds can be so helpful for many people in dire situations, but it’s a little offensive to me when someone who many people claim was a brilliant businessman worth millions of dollars is begging for money to fund his lifestyle and pay his attorney fees and costs for a legal matter that he is responsible for (or at least responsible for in part) - i.e. allowing crazy to occur over a period of weeks/months and then he ends up shooting LK. It would appear that MB wants other people to fork out their hard earned money rather than MB using his own funds or liquidating some assets to fund his legal woes.
I also feel a little sorry for LO as it’s possible she’s been manipulated to take care of MB and all his issues, take care of his farm in his absence, pay all his bills, etc. She even mentioned that she is paying for things out of her own funds. She sold her farm in order to move into MB’s farm and manage it while trying to keep her own business afloat. She didn’t have a prior personal relationship with MB. That only developed while he was in jail. So many gullible women have fallen for some guy in jail or prison and end up losing everything they have taking care of some other guy’s problems. It’s a psychological phenomenon featured in books, tv interviews and documentaries - why some women are attracted to men behind bars.
If MB has insurance, he should be grateful for the NGRI verdict as that is the only way any insurance coverage will pay in a settlement or verdict. Otherwise the insurance companies could flat out deny any coverage at all. Some insurance companies have tried to exclude coverage in NGRI cases, but case law has seen reversal on appeal. NGRI will allow insurance coverage but NGRI will not allow a disregard for liability to a victim as case law has shown in the past.