This is a very real possibility that I have been considering seriously. Adding horses and not paying any more money, with the boyfriend not contributing anything worthwhile, imagine the expense of having them on the farm. The house, as was noted, electric, (gas)? sewer, water, trash, insurance, mortgage, taxes, and then the expenses of the horses, beyond feed and bedding, each horse’s portion of staff salaries, upkeep and maintenance on the barns, fencing, insurances, any mortgages, wasted time slots for lesson no-shows. An d farrier - think of the costs times 4 every 6 weeks, I know I was paying 250 for my horse in Connecticut, I can imagine it was more in NJ, but say it was 250 for each horse, that’s another 1000 every 6 weeks, and routine vet visits, teeth floating. I would think she was getting billed for those extras, but was she? She didn’t mention paying for those items when she was on the stand.
There is no way that 5k covered that for two horses, much less for the add on horses she was doing.