Thanks to everyone who has responded so far, I really appreciate the advice.
I knew going into this that there was no way I would be able to afford anything close to the winner or a definite packer but something relatively safe that would at least allow me to play in the division. I have no problem with having something that can maybe do the regular classes and not classics or even a mix of the Lows and Highs. I’ve been showing in the Low Ch/AA Jumpers and Adult Eq for nearly 6 years now and would just like an opportunity to step into a “real” division.
I have no problem looking at eventers or OTTB’s, my previous mare who I still own and is now leased out was an OTTB from Stephen Bradley who I originally bought as a jumper prospect but discovered that she really liked packing around the 3’ equitation more. She is incredibly quirky, and never the winner of anything, but got me to a lot of horse shows and some good ribbons over the years.
I think part of my problem right now is a disconnect between what my trainer thinks I can afford and what I can actually write a check for. I ride with great trainers but they seem to be only willing to work with a select few channels for finding horses for clients which is fine for most of the people I ride with but I obviously have a serious budget. It’s gotten a little frustrating that we constantly have sale horses coming in and out that they want me to try, and have even allowed me to try at shows, but I’m never told the price at the beginning and then they seem to think I’ll just fall so much in love that I’ll somehow miraculously be able to write the check, which just results in me feeling heartbroken over and over again. My parents would likely be willing to give me a loan to bump me up to around 30k for something that looked like a good investment but that’s probably the best I can do right now.
My main worry is how to look at horses outside of my trainers without offending them. I love them and don’t want to leave at all but it’s obvious that this will require more leg work and looking in less obvious places than they are willing to do.
I’m also not sure if at this point it would be better to look at younger prospects or older packers. While I can appreciate all that a BTDT horse can offer this is probably the only horse I’ll be able to afford for awhile and I’m worried about only getting a short amount of time out of it and then having to figure out a retirement situation. I know my parents would prefer I look for something much younger, it’s not as though I’m a Junior with a time limit after all, so I can get the most time with this animal.