NJ uses serious injury. From their form jury instructions, that is defined as:
- Permanent loss of bodily function, and/or
- Permanent disfigurement or dismemberment
Disfigurement is further defined:
Disfigurement
- The scarring, indentation and/or blemishes [here insert an appropriate description of the scar, indentation or blemish] must be an objectively significant disfigurement.
- It must be more than a trifling mark discoverable on close inspection and must detract from the appearance of the person.
- The disfigurement must be visible and not insubstantial. To summarize, to recover for pain and suffering the plaintiff must prove by a preponderance of the evidence that he/she sustained . . . (choose appropriate category)
a permanent loss of a bodily function OR
a permanent disfigurement that is substantial OR a dismemberment